Making a horse riding accident claim

As a horse rider, you are a vulnerable road user. This makes setting out on the road risky. If the worst happens and you are caught up in an accident that leaves you injured, you could be entitled to make a claim for compensation.

You could be able to claim against a driver or other road user if they were responsible for your accident. For example, this could be a motorist who intentionally startles your horse, a driver who hits your horse or even a cyclist who doesn’t pay the proper attention when making a manoeuvre and causes an accident.

If you’ve been hurt in a horse riding accident on the road, you have rights. And First4InjuryClaims could help you make a compensation claim.

How much compensation could I claim?

Your compensation will depend on the injury you’ve suffered, how severe it is and how long your recovery is expected to take.

Compensation is generally awarded based on legal guidelines set by the Judicial College. For example, a broken leg that you completely recover from could see you awarded up to £8,550.

Meanwhile, a fracture to your hand that you recover from within six months could see you receive up to £4,461 in compensation.

Can I claim for financial losses?

Yes, you can also make a claim for any financial impact your injury has had on you. This includes replacing or repairing any damaged riding equipment or personal belongings, like your phone.

You could also be able to claim compensation for any effect the accident has had on your earnings. If you’ve been unable to work, you could claim for a loss of earnings, commission or bonus.

In addition, you can make a claim for any medical care you’ve had to pay for. This could include treatment like physiotherapy or medication – either prescription or over the counter.

It’s important to keep the receipts for anything you pay for that relates to your injury. You’ll need them to claim for these expenses.

How long do I have to make a claim?

In most cases, you’ll have three years to make a compensation claim after a horse riding accident. That may sound like a long time, but it’s advisable to start a claim as soon as you can.

This means you won’t have to worry about the deadline, while it can also be easier for you and any witnesses to remember the details of what happened.

But not everyone has to submit their claim within three years. If you’re claiming on behalf of a child who was injured, you’ll be able to do so at any point until they turn 18. From that date, they will then have three years to begin their own claim.

If you’re not sure whether you have time to make a claim, just get in touch. Our team will be happy to talk you through your options and help you decide on the best steps to take.

What evidence will help my claim?

In all claims, evidence will make your case stronger. We’ll help you work out what you could be able to use to support your claim.

This could include:

• CCTV footage
• Dashcam footage from any cars in the area
• Medical reports – you’ll have to have a medical assessment as part of your claim
• Photographs or video of the accident scene and your injuries
• Police reports
• Witness contact information and statements

If you have any questions about how to claim for a horse riding accident, just ask. We’ve made it simple to contact us through our convenient online tool. You could always give us a call or send an email too, if you prefer.